Health Alliance Tackles Alcohol Addiction
Alcohol addiction and abuse is a rampant behavioral problem which affects 17 million Americans. The individual affected by this disease tends to lose control over their ability to refrain from drinking. They suffer from an irresistible urge to drink, and this has dire consequences of most aspects of their lives – professional and personal. Their relationships suffer due to the addiction and abusers become a mere shadow of the people they used to be.
Though addiction is difficult to beat, there are treatment programs that are specifically designed to help these people through every step of the way. Without such treatment programs, it is unlikely that an alcohol abuser would ever fully recover. But the costs attached to such specialized treatment programs can be significant. With the appropriate health insurance covering treatment, patients can shift their focus to the recovery process solely, without worrying too much about the financial aspect related to it. Health Alliance is one insurance provider that offers coverage for treatment related to alcohol abuse disorders.
How Health Alliance Can Help
One of the first steps in successfully treating any kind of addiction is the detoxification process. The next step is often entering a rehabilitation program that is designed to help patients overcome their addiction. Health Alliance offers detoxification services for alcohol addiction and works along with a selected number of substance abuse centers through a nationwide network of mental and behavioral healthcare providers. Usually a person will require rehabilitation to make a full recovery from their alcohol addiction. In this case, Health Alliance may cover part of the program or the entire program, depending on the plan and coverage level.
Details of the Terms of Coverage
The State Plan by Health Alliance offers coverage for treatment for alcohol abuse. There is no overall deductible for this kind of coverage. However, there are certain things to keep in mind. A person with substance abuse or behavioral health needs to pay a co-pay of $25 per visit for outpatient services, if they use an in-network provider. For inpatient services, one has to pay $325 co-pay per admission if they use an in-network provider. Health Alliance does not offer coverage for inpatient or outpatient services if an out-of-network provider is chosen.
Where rehabilitation services are concerned, individuals have to pay $25 co-pay per visit if they use an in-network provider. Preauthorization is required for this purpose and a maximum of 60 visits per condition per plan year is offered. Health Alliance does not offer coverage for rehabilitation services if an out-of-network provider is used.
An Individual’s Rights to Continue Coverage
If an individual loses coverage under a certain plan, then depending upon the circumstances, state and federal laws may offer protections which could allow these individuals to keep their health coverage.
To get free, no-obligation information about Health Alliance’s alcohol treatment coverage, contact AlcoholTreatment.net today.