Cigna Aims to Assist with Alcohol Treatment Around the Globe
Among addictions, Alcohol Use Disorders (AUD) are especially dangerous because of alcohol’s prevalence in our lives. Though it is legal, alcohol accounts for more than 88,000 deaths per year, according to the Center for Disease Control (CDC). If you feel that you may have a problem with excessive alcohol use, seek out treatment today.
The insurance company Cigna believes that cost should not be a deterrent toward getting help. Since opening their doors in 1982, they have expanded their healthcare network to offer services to nearly 80 million people around the globe, many of whom struggle with alcohol abuse. In an effort to provide the best care possible, Cigna works in partnership with healthcare providers and treatment centers to provide each individual with the level of care that they truly need.
What Kind of Alcohol Treatment Is Covered by Cigna?
Since different levels of addiction require different types of treatment, Cigna offers coverage on multiple types of treatment programs. For those with more severe addictions, acute inpatient alcohol and drug detoxification, inpatient treatment, and/or partial hospitalization may be offered. Those whose addictions do not require impatient care can still look to Cigna for help covering individual, family, and group therapy sessions, intensive outpatient treatment, ambulatory detoxification medication management, and anti-craving medication management.
However, it is important to note that the specific services that Cigna will cover for you will vary by your individual insurance plan. Cigna plans vary by state and employer. Behavioral health services like alcohol rehabilitation may also have different coverage requirements than your traditional medical plan, so be sure to get confirmation of your specific coverage options before beginning treatment.
How Can I Determine Which Treatment Services Cigna will Cover for Me?
Cigna offers coverage for alcohol treatment disorders based on medical necessity. Here are some factors that they take into account when making that decision: the length and frequency of alcohol use, the impact of alcohol use on an individual’s daily life and relationships, the prevalence of any co-occurring disorders, and the effectiveness of previous treatment attempts.
The best way to determine what level of treatment is medically necessary for your recovery is by seeing a doctor. At your appointment, your doctor will assess your current physical condition, your medical history, and your history of alcohol use. Then, he or she will work with Cigna to determine which treatments are most appropriate for you.
How Much Does Alcohol Treatment With Cigna Cost?
Cigna will only cover alcohol treatment once an individual’s yearly deductible has been met. The amount for your yearly deductible is determined by your specific insurance plan.
However, if you are looking to keep out-of-pocket costs low, there are a few things you can do. Make sure that you reach out to doctors and treatment centers that are in Cigna’s professional network, stay only for the prescribed length of treatment, and show a consistent commitment to recovery.
Learn More About Your Alcohol Treatment Options with Cigna
Take charge of your recovery today. To find out the specific alcohol treatment coverage that your insurance policy offers, contact AlcoholTreatment.net today for free assistance in finding the right treatment plan for you.