Blue Cross Blue Shield Saves Lives
More than 1.2 million Americans were in treatment for substance abuse in March of 2011, according to the Substance Abuse and Mental Health Services Administration. Alcoholism can disrupt the lives of both the patient and their families. It can have an adverse effect on almost every aspect of an alcoholic’s life. Like all substance abuse, the effective treatment for alcoholism is a combination of detoxification and rehabilitation. These treatment programs can be expensive, but effective health insurance can help cover these costs. The Blue Cross and Blue Shield Association offers dozens of different policies all across the country.
Blue Cross and Blue Shield Association & Detox Services
Blue Cross and Blue Shield has a Federal Employment Program which covers inpatient professional visits; this includes detoxification as well. During the detoxification phase, the patient’s brain must adjust to the lack of alcohol in their bodies. They are likely to suffer from withdrawal symptoms that might make them feel ill and uncomfortable. It is important that these patients are in a detox center so that they are taken care of by medical professionals.
Blue Cross and Blue Shield Association & Rehab Coverage
Whether the Blue Cross and Blue Shield Association covers rehab or not depends on the policy of the individual. Individual and group therapy sessions that patients might attend during outpatient rehab are covered by the Association’s Federal Employee Program, but patients are responsible for the copay. Precertification is mandatory, so patients will have to go through this initial phase before seeking residential treatment. Patients who do not go through the precertification process have to pay a fee of $500. For Blue Cross and Blue Shield Association members living in South Carolina, substance claims are managed by Companion Benefit Alternatives.
Blue Cross and Blue Shield Association & Length of Addiction Treatment
Different people take different amounts of time to recover from alcohol addiction. That is why when it comes to private addiction treatment, the Blue Cross and Blue Shield Association considers other factors. Rather than giving patients a set length of time, a portion of their stay is covered by the company, based on the amount of coverage and their deductible. Patients might be able to enjoy a longer stay if they choose a more affordable treatment facility or have more coverage through their employer.
Specialty Alcohol Treatment with Blue Cross and Blue Shield Association
The Federal Employee Program of the Blue Cross and Blue Shield Association offers patients an unlimited stay at an approved inpatient treatment center. They have to pay $250. Out-of-network treatment centers require patients to pay $350 as well as a set fee based on their plan allowance.
Insurance for Inpatient & Outpatient Addiction Treatment
Recovery from alcohol addiction can take time. With appropriate help from trained professionals in treatment facilities, patients can get on the road to recovery. Outpatient programs offer more freedom to the patient, whereas inpatient treatment programs offer the chance to focus solely on getting over the addiction. Patients can make the choice as to which is better suited for them.
To get free information about alcohol treatment coverage offered by Blue Cross Blue Shield, contact AlcoholTreatment.net today.